Rays of Light Personal Checks are not just slips of paper that allow you to make payments from your bank account to individuals or companies – they’re your style statement. Express yourself with Rays of Light checks!

Features Of Rays of Light Personal Checks

Bank checks should contain the identity of the check writer and the bank and Rays of Light personalized checks display them prominently. Your name, address and telephone number are printed clearly on Rays of Light themed personal checks.

• Rays of Light personal checks are printed using methods that exceed (or meet) all security standards.
• Rays of Light personalized checks are guaranteed to work with your bank or financial institution.
• Rays of Light themed personal checks come in various dynamic scenes in the checkbook for you to enjoy.
• Ample space is provided to write down the date, payee’s name (after “Pay to the order of”), amount written in numbers, amount written in words and your signature on Rays of Light art personal checks.
• Rays of Light stylized personal checks also include “Memo” line, where additional information can be jotted down, if desired.
• The information necessary for processing your Rays of Light personal checks – the check number, account number and bank routing number – is printed along the bottom with MICR ink.
• Rays of Light checks are printed through state-of-the-art technology that exceeds all American Bankers' Association specifications as well as guidelines and specifications set by banks and credit unions.
• Rays of Light personal checks are standard size 2 3/4″ x 6″ and totally secure and are accepted by all banks and financial institutions.
• You can protect your Rays of Light checks from identity theft and fraud through EZShield program. This option is available when you personalize your Rays of Light personalized checks.

Coordinated Items With Rays of Light Personal Checks

Rays of Light Checkbook Cover.
Rays of Light Deposit Tickets.
Rays of Light Wallet.
Rays of Light Address Labels.
Rays of Light Personalized Stamp.
Rays of Light Debit Card Holder.

Rays of Light Checkbook Cover features slip-in personal checks pocket along with clear duplicate check divider. Rays of Light checkbook cover is a premium nylon thread stitched construction that also has extra pocket to hold receipts and cash.

Rays of Light Deposit Tickets come in a set of 100 deposit slips. Although not Rays of Light themed, these feature 13 extra lines on back side of slip.

Rays of Light Wallet is 3-sided zippered closure for extra security. It is a display of full-color high quality reproduction of Rays of Light artistic design. This Rays of Light themed wallet boasts of a window pocket for your ID and pockets that can hold up to 4 credit cards. Extra pockets that can hold your cash and receipts are also provided in Rays of Light art wallet.

Rays of Light Address Labels are convenient and easy to use self-adhesive return address labels. These Rays of Light return address labels come in 150 quantity in flat easy-to-use sheets. Rays of Light self-adhesive return address labels can be used to personalize your file-folders, books, note-books, CDs and more. And of course, Rays of Light address labels can be used on packages and envelopes.

Rays of Light Personalized Stamp comes with a free black ink cartridge which will give you 10,000 impressions. Although not Rays of Light themed, there are unlimited number of interchangeable design possibilities, thanks to its unique Peel & Stick stamps. Separate center designs and outer ring can be easily peeled off to customize your Rays of Light name stamp. You can use it along with Rays of Light address labels to personalize your books, scrapbooks, stationery, gift tags, cards and of course, envelopes. Full imprint of the Rays of Light stamp measures around 1-5/8″ and gives clear, crisp impressions with non-PVC, non-lead polymer die.

Rays of Light Debit Card Holder features genuine leather interior with a window slot for your picture ID. It presents vivid, full-color Rays of Light art reproduction and is perfect for your credit and debit cards.

How Your Rays of Light Personal Checks Are Processed

Your Rays of Light personal checks are still checks, so all the normal check processing rules apply. Unlike paying through debit cards, where the payment is debited from your account immediately, when you pay through your Rays of Light check, it should be presented, accepted and processed by the bank.

Internal Processing Of Your Rays of Light Personal Checks

If the person whom you have issued your Rays of Light personalized check to, deposits it in the same bank (even if another branch), your check becomes an “on-us” check. The bank simply takes the money out of your account and credits it to the person who has deposited your Rays of Light check.

Clearinghouse Processing Of Your Rays of Light Personalized Checks

When you pay with your Rays of Light themed personal check to a person who banks with another institution, two banks become involved. Now your Rays of Light check would to sent to a clearinghouse, which clears the check and takes the money out of your account and transfers it to the recipient's account.

Top 10 Tips For Making Payments Securely With Rays of Light Personal Checks

1. Keep a record of all the transactions done through your Rays of Light Personal Checks.
2. Ensure you have sufficient funds available before issuing your Rays of Light personalized checks so that they don’t get bounced.
3. Transactions through your Rays of Light themed checks or not, always protect your personal financial information.
4. Always keep your Rays of Light themed personal checks in a secure place.
5. Never ever leave your Rays of Light Stylized Personal Checks lying around unattended in public areas.
6. Check regularly that all the unused Rays of Light art personal checks are remaining in the checkbook.
7. Use your Rays of Light personal checks in serial number order.
8. Use reasonably large size writing on your Rays of Light personalized checks.
9. Draw a line through the unused writing space on Rays of Light checks so that no extra details can be added by unauthorized people.
10. Don’t leave large spaces between written words as well as the $ sign and the numbers inserted in the amount box of your Rays of Light art checks.

Rays of Light personal checks are a wonderful addition to any bag or pocketbook. Each Rays of Light theme check you write is sure to bring a smile to your face because, you will be sharing your love, feelings and thoughts with your friends, family and the world! So, why depend on banks for bland checks (and pay more) when you can order Rays of Light checks online easily. With every check you write, you’ll be able to express yourself loud and clear with Rays of Light personal checks.