Happy Smiles Personal Checks are not just slips of paper that allow you to make payments from your bank account to individuals or companies – they’re your style statement. Express yourself with Happy Smiles checks!

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Features Of Happy Smiles Personal Checks

Bank checks should contain the identity of the check writer and the bank and Happy Smiles personalized checks display them prominently. Your name, address and telephone number are printed clearly on Happy Smiles themed personal checks.

• Happy Smiles personal checks are printed using methods that exceed (or meet) all security standards.
• Happy Smiles personalized checks are guaranteed to work with your bank or financial institution.
• Happy Smiles themed personal checks come in various dynamic scenes in the checkbook for you to enjoy.
• Ample space is provided to write down the date, payee’s name (after “Pay to the order of”), amount written in numbers, amount written in words and your signature on Happy Smiles art personal checks.
• Happy Smiles stylized personal checks also include “Memo” line, where additional information can be jotted down, if desired.
• The information necessary for processing your Happy Smiles personal checks – the check number, account number and bank routing number – is printed along the bottom with MICR ink.
• Happy Smiles checks are printed through state-of-the-art technology that exceeds all American Bankers’ Association specifications as well as guidelines and specifications set by banks and credit unions.
• Happy Smiles personal checks are standard size 2 3/4″ x 6″ and totally secure and are accepted by all banks and financial institutions.
• You can protect your Happy Smiles checks from identity theft and fraud through EZShield program. This option is available when you personalize your Happy Smiles personalized checks.

Coordinated Items With Happy Smiles Personal Checks

Happy Smiles Checkbook Cover.
Happy Smiles Deposit Tickets.
Happy Smiles Wallet.
Happy Smiles Address Labels.
Happy Smiles Personalized Stamp.
Happy Smiles Debit Card Holder.

Happy Smiles Checkbook Cover features slip-in personal checks pocket along with clear duplicate check divider. Happy Smiles checkbook cover is a premium nylon thread stitched construction that also has extra pocket to hold receipts and cash.

Happy Smiles Deposit Tickets come in a set of 100 deposit slips. Although not Happy Smiles themed, these feature 13 extra lines on back side of slip.

Happy Smiles Wallet is 3-sided zippered closure for extra security. It is a display of full-color high quality reproduction of Happy Smiles artistic design. This Happy Smiles themed wallet boasts of a window pocket for your ID and pockets that can hold up to 4 credit cards. Extra pockets that can hold your cash and receipts are also provided in Happy Smiles art wallet.

Happy Smiles Address Labels are convenient and easy to use self-adhesive return address labels. These Happy Smiles return address labels come in 150 quantity in flat easy-to-use sheets. Happy Smiles self-adhesive return address labels can be used to personalize your file-folders, books, note-books, CDs and more. And of course, Happy Smiles address labels can be used on packages and envelopes.

Happy Smiles Personalized Stamp comes with a free black ink cartridge which will give you 10,000 impressions. Although not Happy Smiles themed, there are unlimited number of interchangeable design possibilities, thanks to its unique Peel & Stick stamps. Separate center designs and outer ring can be easily peeled off to customize your Happy Smiles name stamp. You can use it along with Happy Smiles address labels to personalize your books, scrapbooks, stationery, gift tags, cards and of course, envelopes. Full imprint of the Happy Smiles stamp measures around 1-5/8″ and gives clear, crisp impressions with non-PVC, non-lead polymer die.

Happy Smiles Debit Card Holder features genuine leather interior with a window slot for your picture ID. It presents vivid, full-color Happy Smiles art reproduction and is perfect for your credit and debit cards.

How Your Happy Smiles Personal Checks Are Processed

Your Happy Smiles personal checks are still checks, so all the normal check processing rules apply. Unlike paying through debit cards, where the payment is debited from your account immediately, when you pay through your Happy Smiles check, it should be presented, accepted and processed by the bank.

Internal Processing Of Your Happy Smiles Personal Checks

If the person whom you have issued your Happy Smiles personalized check to, deposits it in the same bank (even if another branch), your check becomes an “on-us” check. The bank simply takes the money out of your account and credits it to the person who has deposited your Happy Smiles check.

Clearinghouse Processing Of Your Happy Smiles Personalized Checks

When you pay with your Happy Smiles themed personal check to a person who banks with another institution, two banks become involved. Now your Happy Smiles check would to sent to a clearinghouse, which clears the check and takes the money out of your account and transfers it to the recipient’s account.

Top 10 Tips For Making Payments Securely With Happy Smiles Personal Checks

1. Keep a record of all the transactions done through your Happy Smiles Personal Checks.
2. Ensure you have sufficient funds available before issuing your Happy Smiles personalized checks so that they don’t get bounced.
3. Transactions through your Happy Smiles themed checks or not, always protect your personal financial information.
4. Always keep your Happy Smiles themed personal checks in a secure place.
5. Never ever leave your Happy Smiles Stylized Personal Checks lying around unattended in public areas.
6. Check regularly that all the unused Happy Smiles art personal checks are remaining in the checkbook.
7. Use your Happy Smiles personal checks in serial number order.
8. Use reasonably large size writing on your Happy Smiles personalized checks.
9. Draw a line through the unused writing space on Happy Smiles checks so that no extra details can be added by unauthorized people.
10. Don’t leave large spaces between written words as well as the $ sign and the numbers inserted in the amount box of your Happy Smiles art checks.

Happy Smiles personal checks are a wonderful addition to any bag or pocketbook. Each Happy Smiles theme check you write is sure to bring a smile to your face because, you will be sharing your love, feelings and thoughts with your friends, family and the world! So, why depend on banks for bland checks (and pay more) when you can order Happy Smiles checks online easily. With every check you write, you’ll be able to express yourself loud and clear with Happy Smiles personal checks.